|
NATURE |
RATE OF INTEREST |
MINIMUM BALANCE |
|
|
NORMAL |
SENIOR CITIZEN |
Rural |
Semi Urban |
Urban |
|
ACCOUNT |
|
|
|
|
|
|
1. Savings Bank
A/c
|
|
A. Domestic |
|
a. with cheque book facility |
3.50 |
3.50 |
500 |
1000 |
1000 |
|
b. without cheque book facility |
3.50 |
3.50 |
250 |
500 |
500 |
|
c. No Frills Account |
3.50 |
3.50 |
0 |
0 |
0 |
|
B. Non-Resident |
|
|
|
|
|
|
a. NRO |
3.50 |
3.50 |
Same as domestic deposits |
|
b. NRE |
3.50 |
3.50 |
|
|
|
2. Term Deposit |
|
A. Domestic |
Rate of Interest (w.e.f.
20.08.2010) |
|
Term Deposits (All maturities) |
Below Rs.1 crore |
|
7 to 14 days |
2.50# |
|
15 to 45 days |
4.00 |
|
46 to 90 days |
4.00 |
|
91 days to 180 days |
5.00 |
|
181 days to 269 days |
6.00 |
|
270 days to < 1 year |
6.25 |
|
1 year to 554 days |
7.25 |
|
555 days |
7.50 |
|
556 days to 2 years |
7.25 |
|
> 2 years to < 3 years |
7.50 |
|
3 years to < 5 years |
7.50 |
|
5 years to < 8 years |
7.50 |
|
8 years to 10 years |
7.75 |
|
# Applicable only to single
deposit of Rs.15 lacs and above |
|
BULK DEPOSIT INTEREST RATES FOR
DEPOSIT OF 1 CRORE & ABOVE (w.e.f.
28.04.2009) |
|
1 Year & above
|
6.00% |
|
270 days – 364 days
|
5.50% |
|
180 days–269
days
|
4.50% |
|
91 days – 179
days |
3.50% |
|
46 days – 90
days
|
3.00% |
|
NRI ACCOUNTS (01.06.2010) |
|
|
NRO Accounts |
Same as domestic deposits
|
|
a.
NRE (All Maturities) |
1 yr & upto < 2 yrs. |
2-95 |
|
2 yrs & upto < 3 yrs |
3-00 |
|
3 yr. & upto 5 yrs. only |
3-46
|
|
|
1 year & above but < 2 years |
2 years & above but < 3 years |
3 years & above but < 4 years |
4 years & above but < 5 years |
5 years (Maximum) |
|
b.. FCNR(B) |
|
|
|
|
|
|
i)
USD |
2-20 |
2-25 |
2-71 |
3-08 |
3-42 |
|
ii)
EURO |
2-24 |
2-33 |
2-59 |
2-87 |
3-12 |
|
iii)
GBP |
2-42 |
2-50 |
2-91 |
3-28 |
3-59 |
|
iv)
CAD |
2-63 |
2-86 |
3-33 |
3-69 |
3-94 |
|
v)
AUD |
6-46 |
6-02 |
6-15 |
6-40 |
6-54 |
