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Performance Highlights for 2010-11
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Total
Business crossed Rs. 1,20,300 crores.
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Operating
Profit is Rs.1759.24 crore (growth 34.53%).
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The Capital
Adequacy Ratio under Basel-II is 13.41%.
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NIM increased
to 3.55% from 2.44% last year.
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Provisioning
Coverage Ratio is 70.22%.
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Bank’s
Credit-Deposit Ratio stood at 77.22 %.
-
Book value of
Rs.100 per share improved from Rs.1271 to Rs.1389.
-
Cost of
Deposit decreased to 5.99% from 6.82% on last year.
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Performance for the last 5 years |
|
(Rs. in crores) |
|
Particulars |
2006-07 |
2007-08 |
2008-09 |
2009-10 |
2010-11 |
|
Total Income |
3507.35 |
4905.94 |
6435.69 |
6649.71 |
7233.65 |
|
Total Expenditure including
provisions |
3140.82 |
4492.21 |
5904.15 |
6098.82 |
6580.69 |
|
Net Profit |
366.53 |
413.73 |
531.54 |
550.89 |
652.96 |
|
Earning per share of Rs.100 each
(Rs.) |
1481 |
1672 |
193* |
200** |
221.53 |
|
Return on Average Assets (%) |
0.77 |
0.83 |
0.83 |
0.79 |
0.88 |
|
Return on Equity (%) |
14.73 |
15.92 |
18.20 |
15.68 |
15.94 |
|
Yield on Advances (%) |
8.90 |
10.53 |
11.32 |
10.75 |
10.58 |
|
Cost of Deposits |
5.52 |
7.31 |
7.89 |
6.82 |
5.99 |
|
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Paid up Capital & Reserve &
Surplus |
2488 |
2709 |
3134 |
3747 |
4095 |
|
Deposits |
39183.62 |
48570.54 |
60006.18 |
64551.94 |
68066.05 |
|
Advances (including Bills) |
29055.76 |
36400.04 |
43587.21 |
46347.23 |
51433.20 |
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Total Assets/Liabilities |
47460.70 |
59060.04 |
69618.53 |
76076.97 |
81286.25 |
|
Number of Branches |
766 |
798 |
846 |
886 |
1008 |
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Capital Adequacy Ratio(%)
Basel-I
Basel-II |
12.38
-- |
12.50
13.56 |
11.44
12.60 |
12.45
13.26 |
12.25
13.41 |
|
Net NPAs (%) |
0.83 |
0.60 |
0.60 |
1.04 |
1.21 |
|
Business per Branch |
89.09 |
106.48 |
122.51 |
125.17 |
119.35 |
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* Bank raised
its capital from Rs.24.75 crores to
Rs.274.75 crores.
** Bank raised its capital from Rs.274.75
crores to Rs.294.75 crores. |
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