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BALANCE SHEET   SCHEDULE
 
        (Rs.In Thousands)
  SCHEDULE-I  CAPITAL   As on 31st March, 09 As on 31st March, 08
         
(A) Authorised Capital (In terms of Section 6(3)    5000000 5000000
  of the State Bank of India (Subsidiary Banks)      
  Act, 1959) (50,00,000 shares of Rs.100/- each)      
         
(B) Issued, Subscribed, Called-up and Paid-up    2747500 2747500
  Capital  (In terms of Section 7(4) of the State      
  Bank of India (Subsidiary Banks) Act,1959 )      
  (24,75,000 shares of Rs.100/- each)      
      2747500 2747500
         
  SCHEDULE-2   RESERVES AND SURPLUS   As on 31st March, 09 As on 31st March, 08
         
I. Statutory Reserves      
  (i)       Opening Balance   11190560 10130560
  (ii)       Additions during the year   1329000 1060000
  (iii)      Deductions during the year   0 0
      12519560 11190560
II. Capital Reserves   174775 0
III. Revenue and other Reserves      
         
  a) Investment Fluctuation Reserve      
         
  (i)        Opening Balance   0 0
  (ii)       Additions during the year   0 0
  (iii)       Deductions during the year   0 0
      0 0
  b) Other Reserves      
         
  (i)         Opening Balance   13148230 14501961
  (ii)         Additions during the year   2747016 2208651
  (iii)        Deductions during the year   157 3562383
      15895089 13148229
IV. Balance in Profit & Loss Account   0 0
  TOTAL  (I TO IV)   28589424 24338789
         
  SCHEDULE -3 DEPOSITS   As on 31st March, 09 As on 31st March, 08
         
A.        I. I   Demand Deposits      
  (i)        From banks   3310290 3693595
  (ii)       From others   28130077 34514767
      31440367 38208362
         
           II.   II   Savings Bank Deposits   104158083 87551434
         
           III.  III   Term Deposits      
  (i)        From banks   956074 151386
  (ii)       From Others   463507258 359794180
      464463332 359945566
         
  TOTAL:   (I,II & III)   600061782 485705362
         
B. I   Deposits of branches in India   600061782 485705362
  II  Deposits of branches outside India   0 0
  TOTAL  (I& II)   600061782 485705362
         
  SCHEDULE-4 BORROWINGS   As on 31st March, 09 As on 31st March, 08
         
I Borrowings in India      
         
  (i)      Reserve Bank of India     0 0
  (ii)     Other banks   0 5000000
  (iii)     Other institutions and agencies   6906859 16282787
      6906859 21282787
         
II Borrowings  outside India   2130901 7662920
         
  TOTAL  (I &  II)   9037760 28945707
         
         
         
  SCHEDULE -5 OTHER LIABILITIES     As on 31st March, 09 As on 31st March, 08
  AND PROVISIONS      
         
I Bills Payable   9883373 10554899
II Inter-Office adjustments (Net)*   0 0
III Interest accrued   5980008 5607126
IV Deferred Tax Liability   0 0
V Subordinate Debts/Bonds   22016000 20516000
VI Contingent Provision for Standard Assets   1727340 1727340
VII Others (including provisions)   16611220 10457696
         
  TOTAL (I to VII)   56217941 48863061
         
  *Pending Reversal of Govt. collections/Payments transactions       
         
         
         
  SCHEDULE -6  CASH AND BALANCES   As on 31st March, 09 As on 31st March, 08
  WITH RESERVE BANK OF INDIA      
         
I Cash in hand (including foreign currency notes)   1834028 818504
         
II Balances with Reserve Bank of India      
         
  (i)      In current Account   35375480 42124774
  (ii)     In  Other Accounts   0 0
      35375480 42124774
         
  TOTAL  (I & II)   37209508 42943278
         
         
         
  SCHEDULE-7  BALANCES WITH BANKS   As on 31st March, 09 As on 31st March, 08
  & MONEY AT CALL & SHORT NOTICE      
         
I. In India      
         
  (i)       Balances with Banks      
         
           (a)    In current accounts   600038 748968
           (b)    In other deposit accounts   8847372 3169782
      9447410 3918750
         
  (ii)      Money at  call and short notice      
         
            (a)    with banks   3700000 0
            (b)    with other institutions   0 0
      3700000 0
         
            TOTAL (i & ii)   13147410 3918750
         
II. Outside India      
         
           (i)    In current accounts   0 1143155
           (ii)    In other deposit accounts   0 0
           (iii)    Money at  call and short notice   0 0
           TOTAL (i,ii & iii)   0 1143155
         
  GRAND TOTAL : ( I & II)   13147410 5061905
         
         
         
  SCHEDULE - 8    INVESTMENTS   As on 31st March, 09 As on 31st March, 08
         
  Gross Value of  Investments:      
         
(A) A. In India   171303313 144733273
  Less: aggregate provision on Investments   1011260 985140
  Less: aggregate provision for amortisation   0 0
  Net value  of Investments in India   170292053 143748133
         
  Break up of net value of  Investments in India      
  (i)      Government Securities #   165595686 136291706
  (ii)     Other approved securities   936657 1373753
  (iii)     Shares   851191 720875
  (iv)     Debentures and bonds   2130600 2087319
  (v)      Subsidiaries and/or joint ventures   3500 3500
  (vi)     Others (Commercial Papers, Units etc)   774419 3270980
         
  TOTAL   (  i to vi )   170292053 143748133
         
(B)     B. Outside India    0 0
         
  Total (A & B)   170292053 143748133
# I. Govt.securities worth Rs. 5000 lacs (F.V.), Rs 5502 lac (MV) (Previous year Rs. 5000 lacs (FV) and MV Rs. 5487 lacs kept with Clearing Corporation of India Ltd.(CCIL) as margin contribution towards the settlement guarantee fund maintained by CCIL. 
# ii. Govt. securities worth Rs. 21000 lacs (FV ), Rs. 24634 lac (MV) [Previous year Rs. 21000 lacs (FV), Rs. 25473 lacs (MV)) kept with the Reserve Bank of India for intraday Liquidity arrangement under RTGS.
# iii. Govt. securities worth Rs. 100000 lacs (FV), Rs. 115924 lacs (MV) (previous year Rs. 100000 (FV), Rs. 125139 lacs (MV) kept with the Clearing Corporaion of India Ltd. (CCIL) as margin contribution towards the settlement guarantee fund of collateral borrowing lending obligations (CBLO)
# iv. Govt. securities worth Rs. 97500 lacs (FV), Rs. 111041 lacs (MV) Previous year Rs. 97500 lacs (FV), Rs. 122657 lacs (MV)) kept with RBI as margin contribution towards the fund settlement of RBI REPO.
                       
  SCHEDULE-9 ADVANCES   As on 31st March, 09 As on 31st March, 08
         
A. i)  Bills purchased and discounted   11751553 9666072
  ii)  Cash Credits,  Overdrafts &      
       Loans repayable on demand   158397571 132719283
  iii) Term Loans   266192103 221615081
  TOTAL     436341227 364000436
         
B. i)    Secured by tangible assets (Includes   396879529 321963592
        advances against book debts)      
  ii)   Covered by Bank/Govt. Guarantees   9096827 10787483
  iii)   Unsecured   30364871 31249361
  TOTAL   436341227 364000436
         
C. I.    Advances in India         
  i)      Priority Sectors   140116607 115026226
  ii)     Public Sector   29540894 29950283
  iii)    Banks   62569 176483
  iv)     Others   266621157 218847444
  TOTAL  (I to iv)   436341227 364000436
         
  II. Advances outside India    0 0
         
  TOTAL OF C( I & II )   436341227 364000436
         
         
         
  SCHEDULE -10 FIXED ASSETS   As on 31st March, 09 As on 31st March, 08
         
I. Premises      
         
   At cost as on 31st March of the preceding year   1173610 759304
   Additions/Adjustments during the year   151149 414306
      1324759 1173610
   Deductions/Adjustments during the year   0 0
   Depreciation to date   342318 291594
         982441 882016
         
II.  Other Fixed Assets   (including Furniture       
  and Fixtures)      
    At cost as on 31st March of the Preceding   4217349 3686049
         year      
    Additions/Adjustments during the year   528562 707184
      4745911 4393233
    Deductions/Adjustments during the year   182016 175884
    Depreciation to date    3286965 2988120
  Sub total   1276930 1229229
           
  Total (I & II)   2259371 2111245
         
         
  SCHEDULE-11 OTHER ASSETS   As on 31st March, 09 As on 31st March, 08
         
  I.       Inter-Office Adjustments (Net)    9687435 233411
  II.      Interest accrued   5216832 4790571
  III.     Tax paid in advance/tax deducted at   2626019 3646736
           source      
  IV.     Stationery and stamps   30438 35079