Loan Slabs /Tenure

Upto 5 years

Above 5 to 15 years

Above 15 to 25 years

Home loan Floating

Loan upto Rs.30 lacs

10.50 %

(3.50% below BPLR)

10.75%

(3.25% below BPLR)

11%

(3 % below BPLR)

Above Rs.30 lacs

10.75%

(3.25% below BPLR)

11 %

(3.00% below BPLR)

11.25%

(2.75% below BPLR)

Total Home Loan Floating

Loan upto Rs.30lacs

10.50 %

(3.50% below BPLR)

10.75%

(3.25% below BPLR)

11 %

(3 % below BPLR)

Above Rs.30 lacs

10.75%

(3.25% below BPLR)

11 %

(3 % below BPLR)

11.25%

(2.75% below BPLR)

Maxgain Floating

Loan upto Rs.30 lacs

10.75 %

(3.25% below BPLR)

11 %

(3.00% below BPLR)

11.25 %

(2.75 % below BPLR)

Above Rs.30 lacs

11 %

(3.00% below BPLR)

11.25%

(2.75% below BPLR)

11.50%

(2.50% below BPLR)

Greh Kaya Kalap

10.50 %

(3.50% below BPLR)

10.75%

(3.25% below BPLR)

11.%

(3.% below BPLR)

Upto ten years only for Home loan fix

  12.75%* p.a.

Upto ten years only for Total Home loan fix

  12.75%* p.a.

Product /Tenure

Upto 3 years

>3 years to 5 years

>5 years to 7 years

New Vehicles

12%

(2.00% below BPLR)

12.25%

(1.75% below BPLR)

12.50%

(1.50% below BPLR)

Used Vehicles  

15.25%

(1.25% above BPLR)

15.50%

(1.50% above BPLR)

15.50%

(1.50% above BPLR)

Overdraft  New

vehicles)

12.50%

(1.50% below BPLR)

12.75%

(1.25% below BPLR)

13 %

(1.00% below BPLR)

           Revised Rates

         w.e.f. 08.08.2008

            (BPLR @ 14%)

TL(PER) RBI RELIEF BONDS

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

DL(PER) AG UNITS OF UTI

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

D L NSC PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

D L IVP/ KVP PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

D L RBI RelBondsPER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD NSC/KVP PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD IVP PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD M F/UTI Invest PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD Oth Govt SecurityPER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD LIC/ULIP PER

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

Dl  (PER) AGAINST LIC POL.

Upto 3 yrs

12.50%

(1.50%  below BPLR)

Above 3 yrs & below 6 yrs

13 %

(1.00%  below BPLR)

OD Pledge Gold Ornaments:

DL Against Gold Ornaments

14 %

(At BPLR)

Loan against Mortgage of

Immovable Property:

Term Loan

Upto Rs. 50 lacs -

>Rs.50 lac & upto Rs.1 Crore

>Rs.1 crore & upto Rs.2 Crore

Overdraft:

Product Code : 6050-7701

Upto Rs. 50 lacs -

>Rs.50 lac & upto Rs.1 Crore

>Rs.1 crore & upto Rs.2 Crore

15.00 %(1.00%above BPLR)

14.75% (0.75% above BPLR)

14.50% (0.50% above BPLR)

15.50% (1.50% above BPLR)

15.25% (1.25% above BPLR)

15.00% (1.00% above BPLR)

Loan to Pensioners

15.50%

(1.50% above BPLR)

Gyan Jyoti

Upto to Rs.4 lacs-12.25 %

(1.75 bps below BPLR)

Above Rs.4 lacs-14 %

(at BPLR)

Consumer Durables

16.50% (2.50% above BPLR)

Two Wheeler loan

 (Floating)

(Fixed)

FL-15.75%

(1.75% above BPLR)

15.25% under tie up with RE

(1.25 above BPLR)

FX-25 bps above floating  rate

OD  shares/deb./bonds PER

Up to 3 Yr

3 Yrs.& below 6 Yrs

15.50 %

(1.50% above BPLR)

16 %

(2.00% above BPLR)

DL PER against 

 shares/debentures/bonds

Up to 3 Yr

3 Yrs.& below 6 Yrs

15.50 %

(1.50% above BPLR)

16.00%

(2.00% above BPLR)

DL PER against 

 MAG/MUTUAL FUND

Up to 3 Yr

3 Yrs.& below 6 Yrs

15.50 %

(1.50% above BPLR)

16 %

(2.00% above BPLR)

Loan to employees to purchase shares of their companies under employees quota.

17.50%

(3.50% above BPLR)

Personal Loan Scheme

Personal Loan Scheme

16.25%

(2.25% above BPLR)

Where check off facility is not available.

15.75%

(1.75% above BPLR)

 Where check off facility is available.

Vayvasai Suvidha

16.25 %

(2.25% above BPLR)

Rent scheme

14.50%

(0.50% above BPLR)

Earnest Money Scheme

14 %  i.e. BPLR

OD Clean PER:

OD Clean NRI - PER

17.50%

(3.50% above BPLR)

DL/OD (PER) FCNRB 3^RD PARTY-RUPEE

13.75% 

(0.25% below BPLR)

DL (PER) FCNRB-RUPEE-SELF

11.50% 

(2.50% below BPLR)

SBP-EASY TRAVEL LOAN

6250-5901

17 % (3% above BPLR)

Career Loan

Upto Rs. 4 lacs   :   13%    (1% below   BPLR )

Above Rs.4 lacs  :    15%    (1% above   BPLR)