Service Charges

Sr. No.

Items

Existing Charges

Revised Charges

1

Minimum Balance Non-maintenance charges 

Saving Bank Account

(a) Metro /Urban

Rs.200/- per qtr.

Rs.225/- per qtr.

Semi-Urban

Rs.200/- per qtr.

Rs.200/- per qtr.

(b) Rural

Rs.100/- per qtr.

Rs.100/- per qtr.

Current Account

Rs.500/- per qtr. for individual

Others Rs.1000/- per quarter

Rs.600/- per qtr. for individual

Rs.1000/- per qtr. for others

2.

Cheques

For ordinary cheque

Rs.2.00 per cheque leaf and 25 leaves free in a year for SB A/c only

(a) Issue of Cheque Book –SB/CA

Ordinary

25 leaves  free (including cheques given along with welcome kit) only in the first instance (other than Multi city cheque book) and then Rs.2.50 per cheque leaf 

For Multicity cheque

Rs.3.00 per cheque leaf (25 leaves free in a year for SB A/cs)

(b) Multicity Cheques (with min. request for 10 folio)

Rs. 3 per folio

--

(c) Emergency cheque request

Rs.25 per set of 10 non personalized  cheques

3.

Pass Book

Issue of Pass Book

Nil

(a) Issue of Pass Book

Free

Duplicate Pass Book/Statement

With latest balance Rs.100/- (Rs.100/- per 40 entries for additional previous entries)

(b) Duplicate Pass Book

With latest Balance Rs.100/-  additional Rs.100/- per folio (40 entries) for additional previous entries

Sr. No.

Items

Existing Charges

Revised Charges

4.

Statement of account

(a) Monthly

Free

Free

(b) Duplicate statement

With latest Balance Rs.100/- (Rs.100/- per ledger folio (40 entries) for previous entries) additional

With latest Balance Rs.100/- (additional Rs.100/- per  folio (40 entries) for previous entries

5.

Stop Payment Instructions

Rs.50/- per instrument up to 3 leaves

Rs.50/- per instrument up to 3 leaves

Range of cheques –Rs.200/-

Range of cheques –Rs.200/-

6.

Balance Enquiry

Nil

Nil

7.

Account closure before 12 months (a/c transfer not included)

Individual  - Rs.150/-

Others  - Rs.500/-

A/c closure upto 6 months

Individual Rs.250/- Companies Rs.1000/-

A/c closure after 6 months but before 12 months

Individual Rs.150/- Companies Rs.500/-

8.

Inoperative Accounts

No service charges if stipulated minimum balance requirement is complied in the A/c otherwise Rs.75/- per annum till balance available. Thereafter closing of a/c with notice to customer.

No service charges if stipulated minimum balance requirement is complied with in the A/c. Otherwise charges applicable for non-maintenance of minimum balance. If the amount is less than the applicable charges then the account to be closed and advised to the customer.

9.

Transfer of account/ change in home branch (Saving Bank or Current Account)

Free

Rs.100 per occasion (inclusive of postal charges)

Sr. No.

Items

Existing Charges

Revised Charges

10.

Cheque returned charges –cheques drawn on us.

Rs. 75/- + other bank charges, if any

(a) Cheque returned charges – cheques drawn on us. (for insufficient funds only)

For Cheques upto Rs.1,00,000/-, Rs.100/-+out of pocket expenses if any

For cheques above Rs.1,00,000/-, Rs.200/- + out of pocket expenses if any

(b) Cheque returned charges. (for technical reasons)

Rs.75/- + other bank charges if any

11.

Cheques deposited with us returned unpaid-Local  drawn on customer of our own branch.

Rs.75/- + other bank charges if any

(a) Cheque returned charges – (for insufficient funds only)  to be debited to customer who has issued the cheque.

For Cheques upto Rs.1,00,000/-, Rs.100/- + out of pocket expenses if any

For Cheques above Rs.1,00,000/-, Rs.200/- + out of pocket expenses if any

(b) Cheque returned charges. (for technical reasons)

Rs.75/- + other bank charges if any

12.

Issue of demand drafts /Banker’s Cheque

Upto Rs.10000/- - Rs.30/-

Above Rs. 10000/- - Rs.2.50 per Rs.1000/- Min. Rs. 50/- Max. Rs.12500/-

For remittances by cash deposit cash handling charges will be extra.

 (a) By Transfer of funds from any other account at home branch

Upto Rs.5,000/-

Rs.25/-

Above Rs.5000/- upto Rs.10,000/-

Rs.40/-

Above Rs10,000 upto Rs.1,00,000/-

Rs.3 per Rs.1000/- or part thereof (min.Rs.50/)

Above Rs.1,00,000/-

Rs.2.50 per Rs.1000/- or part thereof

(b) By deposit of cash

In addition to above charges, cash handling charges or Rs.10 per draft whichever is higher.

Sr. No.

Items

Existing Charges

Revised Charges

13.

Revalidation /Cancellation & issuance of duplicate DD/Banker’s Cheque

Rs.100/- per instrument

Rs.100/- per instrument

14.

Collection of cheques

Upto Rs.10000/-

Rs.56/- per instrument

Rs.50/- + service tax per instrument

Rs.10001/- to Rs.1,00,000/-

Rs.112/- per instrument

Rs.100/- + service tax per instrument

Rs.1,00,001/- and above

Rs.169/- per instrument

Rs.150/- + service tax per instrument

1. Above charges are all inclusive. (courier charges, out of pocket expenses)

2. These charges are applicable only to transactions originated and payable within India.

15.

Collection of Bills

Upto Rs.5,000/-

Rs.50/-

Rs.50/-

Above Rs.5,000/- and upto Rs.10,000/-

Rs.75/-

Rs.75/-

Above Rs.10000/-

Rs.6/- per thousand Min. Rs.100/- Max. 12,500/- + Out of pocket expenses

Rs.6/- per thousand Min. Rs.100/- Max. 12,500/- + Out of pocket expenses

16.

DD Purchase Outstation cheque

Interest @ 50 paise % + collection charges + out of pocket expenses. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %.

Interest  @ 50

paise % + collection charges + out of pocket expenses. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %.

17.

Charges for excess debit entries in SB

Rs.5/- per entry  (For entries over 30 per ½ year) (Other than alternate channels)

Rs.5/- per entry  (For entries over 30 per ½ year) (Other than SBP alternate channel transactions)

18.

Standing Instructions (SI)

(a)    Setting up standing instructions (SI)

Rs.50/-

Rs.50/-

(b) Processing of SI (other than bank transfer)

Rs.25/- + remittance charges+postage

Rs.25/- + remittance charges+postage

(c) Failed SI

NIL

Rs.25/-

Sr. No.

Items

Existing Charges

Revised Charges

19.

Failed EMI Charges

Nil

Rs.25/-

20.

Issue of Deposit at Call Receipt (payable at branch of issue)

Nil

Nil

21.

Cash handling charges for CA/CC deposit (other than P. Segment)

Upto one bundle

Nil

Nil

More than one bundle

Rs.100/- per bundle Max. 10,000/-

Rs.100/- per bundle Max. 10,000/-

22.

Safe custody charges

(a) Scrips (for each scrip)

Rs.100/- per script Min.Rs.200/- p.a. or part thereof

Rs.100/- per script Min.Rs.200/- p.a. or part thereof

(b) Sealed cover (for each cover)

Rs.200/- per cover p.a. or part thereof

Rs.200/- per cover p.a. or part thereof

(c) Bank’s own deposit receipt

NIL

NIL

23.

Safe Deposit articles

Rs.500/- one time charges plus,

Rs.500/- one time charges plus,

Envelope Rs.100/- p.a.

Rs.100/-per envelope p.a.

Packet Rs.500/- p.a.

Rs.500/- per Packet  p.a.

Large packet/box Rs.1000/- p.a.

(100 cm max.)

Beyond that Rs.20 per cm.

Rs.1000/- per Large packet/box p.a.

Subject to max. total dimension (i.e. length+width+height) should not exceed 100 c.m.  If exceed 100 c.m. Rs.20 per cm. (subject to availability of space)

Sr. No.

Items

Existing Charges

Revised Charges

24.

Safe Deposit Lockers (Annual Charges)

 (a) Registration Charges (one time) 

Nil

Rs.500/-

(b) Annual Rent

New Size/Type=Small

Size: A:125x175x492

Size :B:159x210x492

Metro & Urban Centres: Rs.1000

Semi-urban & Rural : Rs.750/-

Metro & Urban Centres: Rs.1000

Semi-urban & Rural : Rs.750/-

Medium

Size: C:125x352x492

Size: D:189x263x492

Size: E:159x423x492

Size:H1:325x210x492

Metro & Urban Centres: Rs.2500

Semi-urban & Rural : Rs.1500/-

Metro & Urban Centres: Rs.2500

Semi-urban & Rural : Rs.1500/-

Large:

Size: F:278x352x492

Size: G:189x529x492

Size: H:325x423x492

Metro & Urban Centres: Rs.3000

Semi-urban & Rural : Rs.2500/-

Metro & Urban Centres: Rs.3000

Semi-urban & Rural : Rs.2500/-

Extra Large

Size: L:404x529x492

Size:L1:385x529x492

Metro & Urban Centres: Rs.5000

Semi-urban & Rural : Rs.4000/-

Metro & Urban Centres: Rs.5000

Semi-urban & Rural : Rs.4000/-

Note: In case of loss of key of the Lockers, a service charge of Rs.500/- has to be recovered from hirer in addition to the actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers.

Note: In case of loss of key of

 the Lockers, a service charge of Rs.500/- has to be recovered from hirer in addition to the actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers.

(c) Locker rent overdue charge

Nil

1^st Qtr

10% of annual

^2nd   Qtr

25% of annual

3^rd Qtr

40% of annual

1 year

50% of annual

For more

 than 1 year

Locker to be broken

(d) Number of locker visits per year

No restriction

12 visits per year free; thereafter Rs.50/- per visit

Sr. No.

Items

Existing Charges

Revised Charges

25.

Balance Certificate

Rs.100/-

Rs.100/- per instance

26.

Interest certificate

First copy free

Extra copy Rs. 50/- per certificate

First Free Extra copy Rs.100/- per certificate

27.

Signature verification

Rs.50/-

Rs.100/- per instance

28.

No dues certificate

Priority sector

Nil

No charges

Others

Rs.100 per certificate

Rs.100/- per instance

29.

Presentation of usance bills

Rs.75/-

Rs.100 per instance

30

Postal Charges

(a) Ordinary

Rs.15/-

Rs.15/-

(b) Regd./Courier

Rs.35/-

Rs.35/-

31.

Solvency certificate

Non-Commercial

Rs.300/-

Rs.300/-

Commercial

Rs.250/- per lac Min. Rs.1000/- Max. Rs.15000/-

Rs.250/- per lac Min. Rs.1000/- Max. Rs.15000/-

32.

Photo Attestation Charges

Rs.100/-

Rs.100/-

33.

Record copy of the cheque

Rs.50/- per instance

Rs.100/- per instance

34.

Enquiries relating to old records (more than 12 months old)

Rs.100/- per item

Rs.100/- per item

35.

ATM Cards /PINs/Kits returned by courier (returned due to wrong address)

Nil

Rs.50/-

36.

Allowing Operations through power of attorney/mandate

Nil

Rs.500/- per annum

37.

Payment of deposit receipts to another bank

(a) Local

Charges as applicable to issue Banker’s Cheque

Charges as applicable to issue Banker’s Cheque

(b) Outstation

Charges as applicable to remittances

Charges as applicable to remittances

Existing Service charges

Revised Service charges

A. ATM cum Debit Card

Annual maintenance fee from the second year of issuance

Rs.50/-

Rs.50/-

B. Duplicate/Replacement Card

Duplicate PIN/Regeneration of PIN

Rs.200/-

Rs.50/-

Rs.200/-

Rs.50/-

C. Transaction charges for ATM usage

State Bank Group ATMs

Cash Withdrawal

Nil

Automated

Nil

Balance Enquiry

Nil

Nil

Card to Card Transfer 

Transaction limit Rs. 50000/-

Presently Nil (as per core power)

Presently Nil (as per core power)

Services

Revised Service charges

ECS (Credit)

i) As Destination Bank

ii) As Sponsor Bank

Nil

Rs.7.00 per entry

(Min. Rs.2750.00)

ECS (Debit)

i) As Destination Bank

ii) As Sponsor Bank

Nil

Rs.3.50 per entry

(Min. Rs.1400.00)

ECS (Debit)

Return for non availability of funds in Customer’ accounts

i) As Destination Bank

ii) As Sponsor Bank

Rs.50/-

Nil

Charges for certifying or verifying customer mandates

i) As Destination Bank

ii) As Sponsor Bank

Nil

Nil

Sr. No.

Existing Charges

Revised Charges

Maximum Amount

Maximum Amount

i.

Deposit of cash at non-home CBS Branches

Rs.50000/- per day

free

Rs.50000/-

(Deposit of cash above Rs.50000/- subject to prior approval of Controller of the branch receiving the cash)

Rs. 50000/- - Free

Above Rs.50000 & upto Rs.1 lac - Rs.100 /-

Above Rs. 1 lac– Rs.100/ per lac or part thereof

ii.

Deposit of cheque at non-home branches, drawn on our branches

No Limit

Intracity – Free

No Limit

Intracity- Free

Intercity -

upto Rs.1 lacs-Rs.6/- per transaction

Above Rs.1 lacs & upto Rs. 5 lacs   - Rs. 28/- per transaction

Above Rs.5 lac – Rs.56/- per transaction

Intercity

upto Rs. 50000/- per day Free

Above Rs. 50000/- & upto Rs. 5 lacs – Rs.1.50/1000,

Above Rs. 5 lacs – Rs. 1.00/1000

Min. Rs.750/- Max. Rs.1250/-

iii.

Deposit of cheque at non-home branches drawn on other banks at that centre*

Same charges as in Item No. (ii)

Same charges as in Item No. (ii)

iv.

Encashment of cheque at non-home branch

Withdrawal of cash upto Rs.50000/- per day free (for self & third party

Withdrawal of cash upto Rs.50000/- per day (for self only)

Free

v.

Transfer of Funds from Home branch to third party a/cs at another CBS Branch

No Limit

Same charges as in item No. (ii)

No Limit

Intracity- Free

Intercity –

upto Rs.1 lacs-Rs.6/- per transaction

Above Rs.1 lacs & upto Rs. 5 lacs   - Rs. 28/- per transaction

Above Rs.5 lac – Rs.56/- per transaction

Issuance of Draft/B.Ch

Same charges as in item No. (ii) for the inter core transaction plus issuance charges

Issuance of Draft/Banker Cheque

Same charges as in item no.(ii) + issuance charges 

vi.

Pass Book updation at non- home branches

Rs.10/- per pass book

Existing SME Inter – Core Rate

Revised SME/C&I CBS Charges

Facility

For C&I and SIB Customers

Max. Amount

Charges

Max. Amount

Charges

i) Deposit of cash at non-home CBS branches

-upto Rs.50000/-

-above Rs.50000/ & upto Rs. 1,00,000/-

Above Rs.1,00,000/

- Rs.50/-

- Rs.100/-

- Rs.100/- per lac or part thereof

Rs.5 lac

(Deposit of cash above Rs.5 lac subject to prior approval of Controller of the branch receiving the cash)

Upto Rs. 50000/- - Rs.50/-

Above Rs.50000/- & upto Rs.1 lac - Rs.100/-

Above Rs. 1 lac – Rs.100/ per lac or part thereof

ii) Deposit of cheque at non-home branches, drawn on our branches

upto Rs.20,000/-

Above Rs.20000/-

Free

Rs.3.50 per thousand  (Min.Rs.70/- & Max. 12500/-)

Intracity- Free

Intercity -

upto Rs.1 lacs-Rs.6/- per transaction

Above Rs.1 lacs & upto Rs. 5 lacs   - Rs. 28/- per transaction

Above Rs.5 lac – Rs.56/- per transaction

iii) Deposit of cheque at non-home branches drawn on other banks at that centre*

upto Rs.20,000/-

Above Rs.20000/-

Free

Rs.3.50 per thousand  (Min.Rs.70/- & Max. 12500/-)

Free

Intracity- Free

Intercity -

upto Rs.1 lacs-Rs.6/- per transaction

Above Rs.1 lacs & upto Rs. 5 lacs   - Rs. 28/- per transaction

Above Rs.5 lac – Rs.56/- per transaction

iv) Encashment of cheque at non –home branch

(Cash /Transfer)

ONLY MULTICITY CHEQUE TO BE USED

For cheque upto 5/- lac

The cheque above 5 lac and upto Rs.10 lac

Rs.25/- per transctions

Rs.50 per transaction

ONLY MULTICITY CHEQUE TO BE USED

Cash

upto Rs.50000/-

Transfer

For cheque upto Rs. 5 lac

The Cheque above Rs. 5 lac and upto rs. 10 lac

Free

Rs.25/- per transctions

Rs.50 per transaction

v) Transfer of Funds from Home branch to third party a/cs at another CBS Branch

No Limit

At Home Centres

- No ceiling & no charges

Non – Home Centre

unto Rs.20000/- Nil

above Rs. 20000/- Rs.3.50 per thousand (Min. Rs.70/- Max. Rs.12500/-)

Intracity- Free

Intercity –

upto Rs.1 lacs-Rs.6/- per transaction

Above Rs.1 lacs & upto Rs. 5 lacs   - Rs. 28/- per transaction

Above Rs.5 lac – Rs.56

1.

Inward RTGS/NEFT/ECS

Free, no charges

2.

Outward Transaction

(i) RTGS Rs. 2 lac to 5 lacs

     Above Rs. 5 lac

Rs. 25/ - per transaction*

Rs. 50/ - per transaction*

(ii) NEFT upto Rs. 1 lac

   Above Rs. 1 lac upto Rs.2 lacs

Above Rs. 2 lac

Rs. 5/ - per transaction*

Rs. 15/ - per transaction*

Rs. 25/- per transaction*

(iii) SBGRPT

Upto Rs. 1 lac

Rs. 1 lac & above

Rs. 5 lac & above

Rs. 5/- per transaction*

Rs.25/- per transaction*

Rs.50/- per transaction*

3.

ECS debit, if not executed for want of adequate funds in the respective accounts

Rs. 100/- per transaction to be levied

Sr. No.

Items

Revised Instructions

1.

Cheque Book Charges

Rs. 3/- per cheque leaf

2.

Upper limit for issuance of Multicity cheques

For cash (self)

Rs.2.00 lac per day

For cash (third party)

No cash payment will be made to third party at other branches (non-home)

For Transfer

Rs.2.00 lac per day

Sr. No.

Items

Revised Instructions

1.

Cheque Book Charges

Rs. 3/- per cheque leaf

2.

Upper limit for issuance of Multicity cheques

Maximum amount of Rs.10 lacs per cheque

3.

Transaction Charges

Cash upto Rs.50000/-

No cash payment allowed at non-home branches for SME / C&I borrowal account.

Transfer

For cheque upto Rs. 5 lac

The Cheque above Rs. 5 lac and upto rs. 10 lac

Free

Rs.25/- per transctions

Rs.50 per transaction