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Account Related Charges (Inclusive of Service Tax @12.36%)
Sr.No Items Existing Charges Revised Charges Mode of charge
1. Quarterly Average Balance (QAB)-Non maintenance charges- Current Account (All Segments) Rs.1000/- per qtr. Rs.611/- per quarter ( all segment) System
2. Quarterly Average Balance Non Maintenance charges- Savings Bank account All segment -NIL All segment -NIL N.A
3. Issue of Pass book NIL NIL N.A.
4. Duplicate Pass book/Statement(Saving Bank Account, Current Account & Cash credit Account) With latest Balance Rs.100/- additional Rs.100/- per folio (40 entries) for additional previous entries -Rs.102/- with latest balance, additional

-Rs.102/- per 40 entries, for previous entries. Monthly Statement of Current Account/CC Account- NIL
System
5. Stop payment instructions Rs.50/- per instrument up to 3 leaves Rs. 51/- per instrument up to 3 leaves. Range of Cheques Rs.204/- System
6. Balance enquiry Nil Nil N.A.
7. Account closure A/c closure upto 6 months

A/c closure after 6 months but before 12 months
Individual Rs.250/- Companies Rs.1000/-

Individual Rs.150/- Companies Rs.500/-
Within 14 days:- NIL

Beyond 14 days-upto 6 months: Rs.255/-(individual),Rs. 1019/-(Company)

After 6 months but before 12 months: Rs.153/-(Individual), Rs.509/-(Non- Individual)
Manually
8. Transfer of Account( SB/CA) Rs.100 per occasion (inclusive of postal charges) Rs.102/-(inclusive of postal charges). Manually
9. Cheque returned charges – (for insufficient fund only) Cheques drawn on us. (Local /Outstation) (Outward & Inward clearing -For Cheques upto Rs.1,00,000/-, Rs.100/-+out of pocket expenses if any

-For cheques above Rs.1,00,000/-, Rs.200/- + out of pocket expenses if any
-Cheque upto Rs.1.00 lacs: Rs.102/-+Out of pocket expenses, if any.

-Cheque above Rs.1.00 lacs: Rs.204/-+ Out of pocket expenses, if any.
System
10. Cheque return charges- cheque drawn on us (for technical reason, other than link/system/ power failure) Rs.75/- + other bank charges if any Rs. 76/+ Other Bank’s charges ( No charges will be recover, where the customer is not at fault Manually
11. Cheque Returning charges of Post Dated Cheque (PDC) If PDC for loan repayment is returned unpaid, a penalty of Rs.250/- per cheque will be recovered in addition to the penal interest. If PDC for loan repayment is returned unpaid, a penalty of Rs.281/- per cheque will be recovered in addition to the penal interest. Manually
12. Cheque/bills deposited with us:-returned unpaid by other banks– (Local/Outstation) For Cheques upto Rs.1,00,000/-, Rs.100/- + out of pocket expenses if any

For Cheques above Rs.1,00,000/-, Rs.200/- + out of pocket expenses if any
-Cheque/bill upto Rs.1.00 lacs: Rs.102/-+Out of pocket expenses, if any.

-Cheque /bill above Rs.1.00 lacs: Rs.204/-+ Out of pocket expenses, if any.
Manually
13. Signature verification Rs.100/- per instance Rs.102/- per instance. Manually
14. Balance Certificate Rs.100/- per instance Rs.102/- per instance. Manually
15. Interest Certificate First Free

Extra copy Rs.100/- per certificate
Rs.102/- per instance. Manually
16. No dues certificate Priority sector – No charges

Rs.100/- per instance
Priority sector – No charges.

Others Rs.102/- per certificate
Manually
17. Presentation of Usance Bills Rs.100 per instance Rs.102/- per instance Manually
18. Photo Attestation charges Rs.100/- Rs.102/- per instance. Manually
19. Record–copy of the cheque Rs.100/- per instance Rs.102/- per instance. Manually
20. Enquiries relating to old records.
(more than 12 months)
Rs.100/- per item Rs.102/- per item Manually
21. Solvency certificate Non-Commercial : Rs.300/-

Commercial:- Rs.250/- per lac

Min. Rs.1000/- Max. Rs.15000/-
Non-Commercial:- Rs.306/-

Commercial:- Rs.255/- per lacs,

Min. Rs.1019/-Max. Rs.15280/-
Manually
22. Postal charges Ordinary Rs.15/-

Regd / Speed post/courier:Rs.35/-
Ordinary: Rs.15/-

Regd/Speed post/courier: Rs.36/-
Manually
23. Failed S.I. Rs.25/- Ordinary: Rs.25/- Manually
24. Failed EMI charges Rs.25/- Ordinary: Rs.25/- Manually
25. Issue of Deposit at Call receipt(payable at branch) Nil Nil N.A.
26. Cash Handling charges for CA/CC account (other than P. Seg. customer) Rs.100/- per bundle

Max. 10,000/-(upto one bundle:-NIL)
Upto one bundle( 1000 pieces) : NIL

More than one bundle: Rs.102/- per bundle,

max. Rs.10187/-
N.A.
27. Allowing operations through Power of Attornerny/ Mandate Rs.500/- per annum Rs.509/- Manually
28. Inoperative account No service charges if stipulated minimum balance requirement is complied with in the A/c. Otherwise charges applicable for non-maintenance of minimum balance. If the amount is less than the applicable charges then the account to be closed and advised to the customer. SB a/c - NIL

C A/c: Linked to AQB
Manually
29. Charges for excess debit entries in SB Rs.5/- per entry (For entries over 30 per ½ year) (Other than SBP alternate channel transactions) Rs.5/- per entry. (For entries over 30 per ½ year)(Other than alternate channel/ATM txn. Other than SBP ATMs) System
30. Setting up of Standing Instruction (SI) including SI for other than Bank transfer Rs.50/- Rs.51/- System
31. Processing of SI (other than Bank transfers) Rs.25/- + remittance charges+ postage Rs.25/-+ remittance charges + postage

(Remittance & Postage charge Manually)
System
32. SMS alert charges N.A. Rs.15/- (Inclusive of service tax per quarter) System

Note:-

1.Postal Charges-Ordinary Rs.15/-,Regd/Speed post/courier Rs.36/-
2.Out of pocket expenses such as/Telex/cable/correspondent bank’s charges-Actual to be recovered.
3.Remittance Charges-Equal to Demand draft /Banker cheque issue charges.



  
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