Gudia

ATM / Branch Locator

 

Account Related Charges

Sr.

No.

5

Item

Account Related Charges              

Revised Charges

5.1

Quarterly Average Balance (QAB)-Non maintenance charges- Current Account excluding CA of BCs

Rs.863/- for SME segment
Rs.626/- for other than SME

 

5.2

Quarterly Average Balance Non Maintenance charges- Savings Bank account (All Segments)

SME – Rs.575/- Min. Balance Rs.5000/-
Other than SME - NIL

 

5.3

Issue of Pass book

Free (For old entries Rs. 115/- per page
of statement)

5.4

Duplicate Pass book/Statement(Saving Bank Account, Current Account & Cash credit Account)

(Other than SME) - Rs. 115/- per passbook/statement with latest balance

Rs 25/- per page for previous entries. Min Rs. 115/- Max. Rs. No limit

(For SME) With latest balance Rs.115/- (Rs.115/- additional per 40 entries for previous entries)

5.5

Stop payment instructions

Saving Bank account (All segments)

CA/CC (All segments)

Rs. 58/- per instrument up to 3 leaves. Range of Cheques Rs.345/-

Rs. 115/- per instrument up to 3 leaves. Range of Cheques Rs.575/-

Rs. 115/- per instrument up to 3 leaves. Range of Cheques Rs.287/-

5.6

Account Related Charges Account closure:

Beyond 14 days- upto 6 months:





After 6 months but before 12 months:

 

 

 

Within 14 days:- NIL


Rs.575/-(individual a/c all seg. other than SME ),
Rs.345/-(individual a/c SME) Excluding Basic & Small accounts opened under FI
For Company /Non-Indv. All segments Rs.1150/-

Rs.230/-(Individual a/c SME), Rs.345/-(Individual A/c all seg. other than SME) Excluding Basic & Small accounts opened under FI For Company /Non-Indv. All segments Rs.575/-

5.7

Transfer of Account( SB/CA) All segments

Rs.115/- per occasion.

5.8

Cheque returned charges – (for insufficient fund only) Cheques drawn on us. (Local /Outstation) (Outward & Inward clearing

-Cheque upto Rs.1.00 lacs: Rs.345/-
-Cheque above Rs.1.00 lacs: Rs.460/-
(For SME segment) – Rs.632/- irrespective of the amount

5.9

Cheque return charges- cheque drawn on us (for technical reason, other than link/system/ power failure)

Rs. 173/+ Other Bank’s charges ( No charges will be recover, where the customer is not at fault)

 

 

 

 

 

 

Sr.

No.

Item

Account Related Charges              

Revised Charges

5.10

Cheque Returning charges of Post Dated Cheque (PDC)

If PDC for loan repayment is returned unpaid, a penalty of Rs.288/- per cheque will be recovered in addition to the penal interest.

5.11

Cheque/bills deposited with us:-returned unpaid by other banks– (Local/Outstation)

Cheque/bill upto Rs.1.00 lacs: Rs.173/-+Out of pocket expenses, if any.

-Cheque /bill above Rs.1.00 lacs: Rs.287/-+ Out of pocket expenses, if any.

5.12

Signature verification (All Segment)

Rs.173/- per instance.

5.13

Balance Certificate

Rs.173/- per instance.

5.14

Interest Certificate

First copy - Free
Rs.173/- per instance.

5.15

No dues certificate

 

Priority sector – No charges.

Others Rs.115/- for individual

Rs.230/- for Non Individual/Firm

5.16

Presentation of Usance Bills

Rs.127/- per instance.

5.17

Photo Attestation charges

Rs.173/- per instance.

5.18

Record–copy of the cheque

Rs.173/- per instance.

5.19

Enquiries relating to old records. (more than 12 months)

Rs.173/- per item upto 2 years and thereafter Rs. 115/- per additional year (other than SME) Rs.173/- per item upto 2 years and thereafter Rs. 230/- per additional year (for SME)

5.20

Solvency certificate

Commercial / Non-Commercial:- Rs.345/- per lacs,
Min. Rs.1380/-
Max. Rs.20700/-

5.21

Postal charges

Actual Expenses
Min. Ordinary: Rs.23/-
Min. Regd/Speed post/courier: Rs.58/-

5.22

Failed S.I.

Rs.287/- (only for failed EMI)

 

 

 

 

 

5.23

Failed EMI charges

Rs.575/-

5.24

Issue of Deposit at Call receipt(payable at branch)

Nil

5.25

i) Cash Handling charges for CA/CC account (other than P. Seg. Customer) at Home/Non-home branches






ii) Cash Handling charges for CA account of P. Seg. and SB Account of all segments at Home/Non-home branches

i) Upto Rs.25,000/- per day : Free
ii) Beyond Rs.25000/- per day : Rs.0.75 paise per Rs.1000/-
Minimum Rs.58/- Maximum Rs.23000/-
Maximum Limit for deposit of cash at Non Home branch is Rs.2 lakhs per day. Thereafter, Branch Manager of Non-home branch is vested with the powers to accept more cash.

Cash Deposit up to Rs.50,000/- per day - Free
Above Rs.50,000/- for the full amount- Rs.0.30 per 1000/- + ST
Maximum Deposit of cash at Non-Home Branch: Rs.25,000/- per day

5.26

Allowing operations through Power of Attorney/ Mandate

Rs.575/- for Individual
Rs.1150/- for Non-Individual

5.27

Inoperative account

 

SB a/c - NIL

C A/c: Linked to AQB

5.28

Charges for excess debit entries in SB

 

Rs.5/- per entry. (For entries over 30 per ½ year)(Other than alternate channel/ATM txn. Other than SBP ATMs).

5.29

Setting up of Standing Instruction (SI) including SI for other than Bank transfer

Rs.58/-

5.30

Processing of SI (other than Bank transfers)

Rs.58/-

7

SMS alert charges

RS.15/- (Inclusive of service tax)per quarter)

 

 

Sr. No.

Item

Revised Charges  

(Inclusive Service Tax @ 15%)

21

Account Keeping Charges      per annum

No A/c Keeping Charges for individual P segment Customer with Credit Balance, Govt. Accounts ,Staff A/c, OD on Bank Deposit,  All Limits Up to Rs. 25000/-

CA-SME

Rs.632/-

CC/OD Limit exceeding 25000/=

Rs.632/-

22

Per & Agri segment Gold Loan Safe Keeping Charges

 

(To be charged 30 days after the expiry of the prescribed tenure of gold loan in Per/Agri segment

Rs.862/- per annum

23

No. of cash deposit transactions in SB A/c (excluding Financial Inclusion Accounts

3 Transactions in a month:  NIL

 

Beyond 3 Transactions in a month (Excluding Alternate delivery channel transactions) : Rs. 58/- per Transaction