Home Home | Contact Us contact  
 
|
|
|
|
|
|
|
 
  Hindi Link
Toll Free: 1800-180-2010 Feedback  
 
Account Related Charges (Inclusive of Service Tax @12.36%)
Sr.No Items Existing Charges Revised Charges Mode of charge
1 Quarterly Average Balance (QAB)-Non maintenance charges- Current Account excluding CA of BCs Rs.611/- per quarter ( all segment) Rs.702/- per quarter ( all segment) System
2 Quarterly Average Balance Non Maintenance charges- Savings Bank account (All Segments) All segment -NIL All segment -NIL N.A
3 Issue of Pass book NIL Nil N.A
4 Duplicate Pass book/Statement(Saving Bank Account, Current Account & Cash credit Account) With latest Balance Rs.102/- additional Rs.102/- per folio (40 entries) for additional previous entries With latest Balance Rs.112/- additional Rs.112/- per folio (40 entries) for additional previous entries System
5 Stop payment instructions Saving Bank account (All segments) CA/CC (All segments) Rs.51/- per instrument up to 3 leaves Range of Cheques Rs.204/- Rs.51/- per instrument up to 3 leaves Range of Cheques Rs.203/- No Change Rs. 112/- per instrument up to 3 leaves. Range of Cheques Rs.225/- System
7 Account closure: (Individual) For non individual existing charges will be applicable. Within 14 days:- NIL Beyond 14 days-upto 6 months: Rs.255/-(individual),Rs. 1019/-(Company) After 6 months but before 12 months: Rs.153/-(Individual), Rs.509/-(Non- Individual) Within 14 days:- NIL Beyond 14 days-upto 6 months: Rs.337/-(individual),Excluding Basic & Small accounts opened under FI After 6 months but before 12 months: Rs.225/-(Individual), Excluding Basic & Small accounts opened under FI Manually
8 Transfer of Account( SB/CA) All segments Rs.102 per occasion (inclusive of postal charges) Rs.112/- per occasion(inclusive of postal charges). Manually
9 Cheque returned charges – (for insufficient fund only) Cheques drawn on us. (Local /Outstation) (Outward & Inward clearing -For Cheques upto Rs.1,00,000/-, Rs.102/-+out of pocket expenses if any -For cheques above Rs.1,00,000/-, Rs.204/- + out of pocket expenses if any -Cheque upto Rs.1.00 lacs: Rs.253/-+Out of pocket expenses, if any. -Cheque above Rs.1.00 lacs: Rs.393/-+ Out of pocket expenses, if any. System
10 Cheque return charges- cheque drawn on us (for technical reason, other than link/system/ power failure) Rs.76/- + other bank charges if any ( No charges will be recover, where the customer is not at fault) Rs. 112/+ Other Bank’s charges ( No charges will be recover, where the customer is not at fault) Manually
11 Cheque Returning charges of Post Dated Cheque (PDC) If PDC for loan repayment is returned unpaid, a penalty of Rs.250/- per cheque will be recovered in addition to the penal interest. If PDC for loan repayment is returned unpaid, a penalty of Rs.281/- per cheque will be recovered in addition to the penal interest. Manually
12 Cheque/bills deposited with us:-returned unpaid by other banks– (Local/Outstation) For Cheques upto Rs.1,00,000/-, Rs.102/- + out of pocket expenses if any For Cheques above Rs.1,00,000/-, Rs.204/- + out of pocket expenses if any -Cheque/bill upto Rs.1.00 lacs: Rs.112/-+Out of pocket expenses, if any. -Cheque /bill above Rs.1.00 lacs: Rs.225/-+ Out of pocket expenses, if any. System
13 Signature verification (All Segment) Rs.102/- per instance. Rs.169/- per instance. Manually
14 Balance Certificate Rs.102/- per instance. Rs.169/- per instance. Manually
15 Interest Certificate Rs.102/- per instance. Rs.169/- per instance. Manually
16 No dues certificate Priority sector – No charges. Others Rs.102/- per certificate Priority sector – No charges. Others Rs.112/- for individual firm Rs.225/- Manually
17 Presentation of Usance Bills Rs.102/- per instance. Rs.124/- per instance. Manually
18 Photo Attestation charges Rs.102/- per instance. Rs.169/- per instance. Manually
19 Record–copy of the cheque Rs.102/- per instance. Rs.169/- per instance. Manually
20 Enquiries relating to old records. (more than 12 months) Rs.102/- per item Rs.169/- per item upto 2 years and thereafter Rs. 112/- per additional year. Manually
21 Solvency certificate Non-Commercial :Rs.306/- Commercial:- Rs.255/- per lacs, Min. Rs.1019/-Max. Rs.15280/- Non-Commercial:- Rs.337/- Commercial:- Rs.337/- per lacs, Min. Rs.1348/-Max. Rs.20225/- Manually
22 Postal charges Ordinary Rs.15/- Regd / Speed post/courier:Rs.35/- Ordinary: Rs.20/- Regd/Speed post/courier: Rs.51/- Manually
23 Failed S.I. Rs.25/ Rs.225/ Manually
24 Failed EMI charges Rs.25/ Rs.500/per EMI (Nil for Govt.Spons.Schemes) Manually
25 Issue of Deposit at Call receipt(payable at branch) Nil Nil N.A
26 Cash Handling charges for CA/CC account (other than P. Seg. customer) Rs.100/- per bundle Max. 10,000/-(upto one bundle:-NIL) Upto one bundle (1000 pieces) : NIL More than one bundle: Rs.300/- per bundle, of same denomination. Loose note:- 0.60 per note Min Rs.50/- Max. Rs.16854/- Manually
27 Allowing operations through Power of Attornerny/ Mandate Rs.500/- per annum Rs.509/- Manually
28 Inoperative account No service charges if stipulated minimum balance requirement is complied with in the A/c. Otherwise charges applicable for non-maintenance of minimum balance. If the amount is less than the applicable charges then the account to be closed and advised to the customer. SB a/c - NIL C A/c: Linked to AQB Manually
29 Charges for excess debit entries in SB Rs.5/- per entry (For entries over 30 per ½ year) (Other than SBP alternate channel transactions) Rs.5/- per entry. (For entries over 30 per ½ year)(Other than alternate channel/ATM txn. Other than SBP ATMs). System
30 Setting up of Standing Instruction (SI) including SI for other than Bank transfer Rs.50/- Rs.56/- System
31 Processing of SI (other than Bank transfers) Rs.25/- + remittance charges+ postage Rs.25/-+ remittance charges + postage (Remittance & Postage charge Manually) System
32 SMS alert charges N.A RS.15/- (Inclusive of service tax)per quarter) System

Note:-

1.Postal Charges-Ordinary Rs.20/-,Regd/Speed post/courier Rs.51/-
2.Out of pocket expenses such as/Telex/cable/correspondent bank’s charges-Actual to be recovered.
3.Remittance Charges-Equal to Demand draft /Banker cheque issue charges.



  
Online SBP
Home | Feedback | Disclaimer | RTI | Contact Us | EMI Calculator | Sitemap | US Patriot Act
Copyright 2010 - 2011 State Bank of Patiala, All rights reserved.